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This month the number of Rocket Mortgage customer service requests is much higher than usual.
Rocket Mortgage

Rocket Mortgage

www.rocketmortgage.com
What is your customer experience with Rocket Mortgage?

Rocket Mortgage Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

Based on reviews, created with AI
Rating Distribution

Rocket Mortgage has a 1.4 star rating from 121 reviews and a generally negative sentiment; 38% would likely recommend the company.

Key Takeaways for Future Customers

  • Expect long delays and repeated document requests as described in many Rocket Mortgage reviews.
  • Prepare for limited phone access and automated support; contact persistence is often needed.
  • Monitor billing closely and be ready to request a refund if escrow or payment errors occur.

Negative Feedback / Risk Areas

  • Frequent customer service failures and hard-to-reach representatives.
  • Escrow mismanagement, billing errors, and missing payments.
  • Allegations of misleading loan terms, rate changes, and poor handling of insurance/claims.

Positive Feedback

Occasional staff members receive praise for being helpful and responsive, but such experiences are rare compared with Rocket Mortgage customer complaints.

View full overview ›

Media from reviews

Rocket Mortgage - Late house insurance payments
Rocket Mortgage - Want my good faith deposit back, rip off..Rocket Mortgage - Want my good faith deposit back, rip off.. - Image 2Rocket Mortgage - Want my good faith deposit back, rip off.. - Image 3
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A Collective Complaint helps you unite consumers dealing with the same issue, such as wrong charges, unexpected fees, damaged items, or misleading promises. It goes beyond a single review by growing stronger with every signature, making it harder to ignore. Once you reach 20 supporters, we’ll send it to the company to encourage a response.

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Show reviews that mention
payment mortgage phone account number home information loan customer insurance
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Douglas W Ycd

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Extensivw Information:Extensive info wanted fed to me in sections. This caused the loan approval to go on over a month, even with my good credit and large Equity in my home.

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AI Highlights
  • - There were delays confirming papers I sent.
  • - Waiting 10 days for the last form and signature.
  • - Rocket payoff is down on two Discover debts.

Good. Other than extensive delays in confirming papers and info I sent.

Still waiting 10 days later for last form & signature needed by my Morgage partner, Valda Jaramillo. The amount Rocket is paying off on my debts has gone down as I make payments waiting for approval.

Since I have to get my over payments ( by Rocket),back directly from the debtors paid, I now need to keep my Rocket rep informed of current balances until ROCKET finally approves and pays these 2 debts by Discover. Not too happy about this.

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Marsha L Xri

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Rocket Mortgage is a Rip-off When it comes to Escrow

AI Highlights
  • - Escrow fees increase payments.
  • - They cannot be trusted.
  • - I will not deal with them again.

Rocket Mortgage will rip you off when it comes to escrow fees; they cannot be trusted. You pay the required amount, and they still increase your payment. If I can help it, I will not be dealing with them again.

Pros:
  • Are great until it is time to recalculate the escrow
Cons:
  • Ripped off when it comes to escrow

Preferred solution: Do the right thing and STOP increase my payment when I pay the Escrow Shortage

View full review
Haniel Vzj

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Cannot speak to anyone about a mistake on escrow account mistake. carolyn Jenkins

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AI Highlights
  • - User wants to clear up an insurance payment mistake.
  • - They can't talk to anyone to resolve it.
  • - They received one payment for the correct amount.

help me clear up the mistake on what we are paying for insurance carolyn jenkins why do you need more information. the problem is cant talk to anyone to get this resolved.

you could call me on the phone at my cell phone 417 761 **** or home 417 443 ****. i spoke to insurance company and they received one payment for the correct amount.

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Resolved
Janice A Vnb

This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ

Verified Buyer
|

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Evanston, Wyoming

Resolved: Received fraudulent flyer from another company using your name.

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AI Highlights
  • - Rocket Mortgage says home warranty is expiring; we didn’t know we had it.
  • - A $100 charge posted; a $251.72 charge was attempted; calls continue.
Contains 1 confidential file for company representatives

RE: Rocket Mortgage

I received a notice from Rocket Mortgage that our Home Warranty was ready to expire.

When I called, I remarked that I didnt know I had a home warranty from Rocket Mortgage. They said that sadly they could not be expected to finance this forever.

When I asked about the program, I was told it was $251.72. When I stated that I couldnt afford that, they then asked if I was a senior citizen, I replied that I was. Then the amount was dropped to $100 which I agreed to.

So, they took out $100 on my credit card that was paid to Pro Home Ok on 8/28/25.

Then they turned around and tried charging $251.72 on 8/30/25 by MEPCO of Chicago. Ill.

My credit card thankfully asked if this was my charge and I said no. After many calls, I got ahold of a person that was trying to collect from me and said to cancel the policy. I could not pay $251.72. I am still receiving calls for payment and I have cancelled two more times.

Then I received bills for one month and two months on same day.

Rocket Mortgage Notice call 1-80*-***-****

Second Notice call 1-80*-***-****

After this, I received a second notice from Rocket Mortgage and called the number on the bottom of the page to complain and file a grievance. I was politely informed that this was not their company nor their number.

After information was exchanged , I learned that I had signed up with the following service which is not a BBB Accredited Business.

When I found their website, it only contained a list of complaints against the company.

Home Warranty Services EFG Services 844-548-**** Biiling account number 202509****6060 Seller Contract Number 351********

I am sending you this information to let you know that they are using your flyer to gain new customers. Hopefully, you can stop this before other people get involved in this scam.

If you can help me in any way in this matter, I would greatly appreciate it.

Thank you.

User's recommendation: Call Rocket Mortgage to first before buying a product. Make sure it really is Rocket Mortgage.

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Mary M Rup

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Ive tried every phone number without...

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AI Highlights
  • - Tried phone numbers, email and Live Chat without success.
  • - Please remove the late payment; bank shows loan #068668**** paid 3/16/26.

I've tried every phone number without success. I tried sending an email.

I tried live chat. None of these avenues have been successful. I received a late charge on my current mortgage statement. When checking with my bank, my mortgage was paid on 3/16/26.

Please remove the late payment.

Loan # 068668**** Phone # 661-645-****. Thank you.

Cons:
  • Impossible to get customer service

Preferred solution: refund of $55.75

User's recommendation: DO NOT USE ROCKET MORGAGE IF POSSIBLE. tHEY ARE NOT CUSTOMER FRIENDLY

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Lisa A T

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Waycross, Georgia

Serious account issues and saying I owe them when they denied my form of payment

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AI Highlights
  • - Payment denied; I now owe them; payments posted and reversed without explanation.
  • - I was happy with Mr Cooper and want Rocket Mortgage replaced.
Updated by user Apr 12, 2026

They are the ones to blame as they rejected my form of payment and when I did pay it left me 1 month behind. Horrible lenders

Original review Mar 28, 2026

I made a payment and was denied my form of payment. This company needs serious investigating as many payments were posted and reversed and not clearly explaining why, and now they tell me I owe them.

I was happy with Mr.

Cooper and wish every day they would get rid of Rocket Mortgage and give us Mr. Cooper back.

Loss:
$648
Cons:
  • Poor service

Preferred solution: Full refund

User's recommendation: Get a private lender and never rely on Rocket Mortgage

View full review
Richard Y Jih

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker San Francisco, California

Need to change telephone Number

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We gave up the land line tel # 415 467 **** and are now using mobile. The new # is 415 497 ****. Please revise my profile to reflect this change.

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Jocelyne R Hib

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Boston, New York

Rocket Mort is trying I need help with this. I owe them 19000. & They can't lower my mortgage payment is to foreclose on my home

,I was late with my payment I was in hospital with rsv and bronchial asthma pneumonia. I'm on my own.

I don't get help from no one. Then they treathing me with foreclosure.

User's recommendation: Not use rocket mortgage worse comp ever. My friend lives in Arizona and dealt with them also sa me e problem

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Napoleon Rka

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Deltona, Florida

Contractor seeking payment for roof work done

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AI Highlights
  • - Mortgage company has sat on an insurance check owed for a roof replacement for 4 months, with no response and no way to reach a person by phone.

This mortgage company has sat on an insurance check I am owed for doing a full roof replacement for my customer for 4 months... can't call and speak to a human being on the phone. No response and no help

User's recommendation: Don't do business with them

View full review
Irish Nbg
map-marker Lawton, Oklahoma

Mr Copper is part of rocket mortgage and they do not want to talk to there clients they want you to waste your time on their automatic system which is very hard to use it can takes to long

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When I call in I should be able to talk to a person not some automatic system that can not handle what I need. You provide terible customer sevvice.

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Anonymous
map-marker Louisville, Kentucky

Question about my account

AI Highlights
  • - The user reports a 2026 payment increase and wants the reasons.
  • - Paperwork can't be opened; may be encrypted, and they want it mailed by US mail.

Unsure reason for an increase in my payment just wanted to see what is happening with my insurance and taxes. They sent me the paperwork I asked for but Im unable to open it. Im not sure if its encrypted or what but Im not very computer savvy so I cant get it open so maybe I would would like to see if you could just mail it to me by the US mail, the reasons why everything was raised in 2026.

User's recommendation: The girl was perfect. She did everything I asked for.

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Catherine T Atb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Orlando, Florida

I am cannot access my account online. I need to pay my mortgage.

AI Highlights
  • - I couldn't speak with a human.
  • - They debited my account after I paid it.
  • - Two months of payments were charged to my account.
  • - I gave 0 stars.

I never heard from anyone as it is impossible to soak with a human. They debited my account for a payment after I paid it.

So now they have 2 months of payments and they put my checking account in the hole.

This is truly a bad experience for me and nothing I can do about it because you can't speak with anyone. 0 stars

Loss:
$1760
Cons:
  • Terrible customer service

Preferred solution: Full refund

User's recommendation: RUN!

View full review
Jari Svh

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Just stop sending me *** please

stop sending me *** please its been two months trying to get you stop sending me this *** my email is rob_edwards4444@***o and my number is 502320**** can you give me your email so I can send you stuff

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Anonymous
map-marker San Antonio, Texas

Lies/Can't Face the Truth

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AI Highlights
  • - -$682.93 missing from escrow; statements don't match mortgage records.
  • - Cannot reach anyone to resolve the issue.

I have $682.93 missing from Escrow, after inquiry they regurgitate the same lies and BS! The information they provide is inaccurate and DOES NOT match the mortgage statements they are sending.

Can't reach anyone to make them see the light of day. Money is stolen or they are issuing fraudulent mortgage statements- NOT GOOD EITHER WAY!!!

User's recommendation: STAY AWAY!!!

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Anonymous
map-marker Atlanta, Georgia

My mortgage

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AI Highlights
  • - Could not reach a live rep; only chatbot replied.
  • - Called 3 times, waited about 60 minutes on hold each time.
  • - Would not recommend Rocket Mortgage.

I called wanting to speak with a representative and could only reply to your chatbot. Called 3 times and waited on hold for 60 minutes before hanging up all three times. I would never recommend anyone doing business with Rocket Mortgage.

User's recommendation: Stay away from Rocket Mortgage

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Anonymous
map-marker San Diego, California

Customer service

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After waited for over an hour, tried everything, chat, different phone numbers, no one is there help customers. It's the worst customer service that I have been experienced.

User's recommendation: Avoid this company if you can

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